Remortgaging involves performing many legal tasks and checks, including a valuation and bankruptcy search. We understand how important it is that the process is completed quickly and to a high standard, so our team works proactively. We’ll chase third parties, and keep you informed. You can have complete confidence in us.
Make taking out a new mortgage straightforward
Whether you’re remortgaging a property to get a better rate, to borrow more money, or to add or remove a person from it, you’ll want to work with a knowledgeable solicitor – one who can provide tailored advice and support you throughout the entire process.
We’ve helped thousands, like you, get the best outcome
Why Optimal Solicitors?
We’re transparent about pricing
Being open is core to us. So we’re upfront about the costs involved in our conveyancing services, outlining them in full during our initial consultation. For an instant quote, you can use our online calculator. You can also visit our pricing page for more information.
We’re fully accredited
No matter your reason for remortgaging, we’ll have handled a similar situation before. This experience has led to multiple industry accreditations. We’re also regulated by the Solicitors Regulation Authority, showing that we’re committed to best practice.
We focus on convenience
We believe remortgaging guidance should suit the client, so we provide personalised legal advice. This is delivered in your way – via the phone, email, or in person. We can supply an interpreter or translator if needed.
Do I need a solicitor to remortgage my property?
The only instance where you wouldn’t need a solicitor is if you stayed with your existing lender and moved to a new rate or deal – this doesn’t involve any legal work. Otherwise, you would need to appoint a solicitor.
What does a conveyancing solicitor do?
A conveyancing solicitor carries out various legal jobs, including:
- Confirming identification
- Assessing your current mortgage (finding out how much you owe)
- Completing property searches (if the lender requires it)
- Valuing the property
- Reviewing the new mortgage offer
Should I use the mortgage lender’s solicitor?
Sometimes you may have no choice – a free solicitor can be part of the mortgage deal. But, if you have to pay for your solicitor, then it’s best to do your research and pick one that fully meets your needs.
How long does the process take?
Generally, remortgaging will take between one and two months. If you are remortgaging with your current lender, this tends to speed up the process.
What costs are involved?
Please visit our pricing page for further information.
Remove the burden of remortgaging with us
Optimal Solicitors make remortgaging as stress-free as possible. Chat to our team through an initial consultation and learn exactly how we can help.