Easily transfer property equity with us
We make changing property ownership effortless
We know that you want the whole situation sorted quickly. That’s why we always take the lead on chasing the necessary people and making sure you know exactly what’s going on.
We’ve helped thousands of people, just like you, get the best outcome
How else can we help you and your family?
Protecting what matters to you, we put you in complete control. No matter what is around the corner.
It’s vital to know your affairs are in order. Otherwise, deciding who gets what – including any trusts or charities – is open for debate. We’ll determine what the estate is worth, help draw up the will, and name an executor. Such an important document deserves your complete peace of mind.
There’s enough to cope with when a loved one passes without worrying about getting the inheritance you deserve. If you believe you’ve been wrongly left out of their final wishes, and choose to contest the will, we’ll help you understand your rights and fight your corner every step of the way.
Optimal Solicitors have wide-ranging experience in wills and probate law. This allows us to quickly define and resolve anything coming between you and a smooth inheritance. We can also resolve disputes between beneficiaries if needed.
From writing the will to applying for a grant of probate and estate administration, we’ll make sure everyone gets what they’re due and no one is left with any questions. By tackling wills and probates sensitively, we get the best outcome for everyone involved.
Without a grant of probate, you won’t have the authority to administer the estate. We make sure it’s handed to the Probate Registry in good time, so you aren’t hit with fines or more inheritance tax than you were expecting. If no one’s in place to manage the inheritance, we’ll help you through the next steps.
If there are no mortgages, the existing and new owners sign the transfer deed with a witness present. We’ll register the transfer deed at the Land Registry. If the transaction is over £40,000, then a Stamp Duty Land Tax certificate will be necessary.
But if there is a mortgage on the property, we’ll get in touch with the mortgage lender to get their written consent of the transfer. It may be that they wish to change the terms before agreeing. If they don’t consent, you’ll need to repay the mortgage to move forward with the transfer. An alternative would be to remortgage with a different lender who does agree to the transfer of equity.
Instruct us for your transfer of equity
We do what it takes to make a transfer of equity easy. Discuss your needs with our solicitors during a free initial consultation, and we’ll tell you all about how we can help.