Find out if you have a valid financial claim


Payment Protection Insurance

Payment protection insurance is a type of insurance designed to safeguard debt re-payment. It is attached to and sold with varying financial products, such as credit cards, other types of personal loans and mortgages.

Bank consultants often failed to provide enough details about the PPI policy, to allow the client to make an informed decision. In some situations, PPI was sold to clients who were not eligible to obtain it. If you feel that you have paid for PPI that was sold to you under unclear circumstances, you could be entitled to claim PPI.

How do I know if I have paid PPI?

First of all we have to find out whether you paid PPI. We can do this even if you don’t have your original documents. We simply send your lenders a ‘Subject Access Request’ and they’ll send us copies of your statements so we can work out if you were being charged PPI.
The calculation that determines how much compensation you’ll receive is quite complex, but in general it consist of:
  • A refund of the PPI premiums you have paid
  • Interest at 8% (gross)
  • Extra compensation may be due if you paid additional interest on your loan, credit card, store card, mortgage or overdraft as a result of the PPI

We are with you every step of the way, so if you have any questions or concerns at any stage give us a call and talk to us – we’re here to help.
How do I know if I have paid PPI
Don’t forget
  • There hasn’t been a cut off date set for claims yet, but considering the many millions of people potentially affected, it could happen, therefore we urge you to get in touch as soon as possible.
  • All you have to do is let us know whom your lender was and we’ll do the rest.

Call us now

If you think you were mis-sold a financial product
0161 250 7771 07546 785 771
(24 hour helpline)

No win, no fee financial claims

Financial mis-selling happens when your bank, financial advisor or other firm sells you a financial product that doesn’t meet your needs, or when the advice you’ve been given is unclear or mis-leading.

One of the most common claims is for mis-sold Payment Protection Insurance (PPI). This was widely sold as a package with loans, store cards, credit cards and mortgages. The idea behind it was to safeguard your repayments should you fall sick, have an accident or lose your job.

Millions of people were sold the cover even though it was unsuitable or not wanted. Some people didn’t even realise they were paying for it.
If you’re not sure where you stand about PPI or any other financial product you’ve been sold, don’t worry. Our team of experts will take a look at your situation and determine whether you are eligible to make a claim.a call and talk to us – we’re here to help.

PPI Claims Companies Are Everywhere – Why Choose Optimal Solicitors

There are thousands of ppi claims companies out there helping consumers in claiming PPI. Here at Optimal Solicitors we have a TrustPilot rating of 7/10 and is a clear mark that we look after our clients and endeavor to be one of the best PPI claim companies around. We will strive to achieve maximum return when claiming PPI.
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Find out if you can claim by calling
0161 250 7771 07546 785 771
(24 hour helpline)